Well it’s been another week and lots has happened.
Interest rates have started going up….Whats with that you are probably saying. Well that’s the banks for you.
The share markets have started to rally and already there are people saying the bears are dead and it’s a bull run again…whats up with that you might be asking. That’s the share market for you 
Property is being described in the media as being back at affordable levels and now it the time to buy….whats up with that you say? Thats property for you
So has it been a good week? It sure has. It has been one of those weeks that demonstrate how polarised each of the markets I deal in can be.
In each market there are the people who absolutely pull everything down and are always negative and then there are the people who even if there house was on fire they would be trying to tell you its a good time to buy matches.
So what should you do?
I recommend in this market that it is even more vital for you to see a qualified financial planner and sit down with them to work out firstly where you want to be financially. If they are selling you anything at this stage….start running.
The initial meeting with a planner should cost you nothing and should be about trying to see if they can help you achieve your goals, in other words the meeting should be about you and your situation not what the planner has for sale.
Today I spent nearly 2 hours talking with a gentleman about his financial plans.
We discussed lots of things and it was apparent that he had been to see other advisers but it was also apparent that he was very surprised that I was not trying to sell him anything and that I wanted to know more about his hobbies and what his plans for retirement were than I did in how much money he had to spend today.
Financial Planning is exactly that. Planning, it’s not Financial Selling of Financial Marketing its Financial Planning. So see someone who will help you plan.
