‘Uncategorized’ Archives
The best explanation of the US economy I’ve heard »
At least twice a week I get recommendations in my inbox to invest in US property and for the last 2 years I’ve been writing blogs explaining why I would avoid investing in the US at present. I recently wrote an article explaining how the American property markets are sinking. Today I’d like to share with you something I received in an [...]
10 Top Budgeting Tips »
1. Don’t see a budget as being about what you can’t have, but instead, working out what you can afford. 2. Don’t deprive yourself completely. Factor in the odd treat, otherwise you will never stick to your budget. 3. Don’t use ATMs, or only use them once a week. 4. Leave your credit card at home; the less temptation, the better. 5. [...]
Real Estate Investing Off-the-plan »
There have been several short reports for public consumption of late, discussing off-the-plan buying. Most have been masquerading as buyer tips or advice, but they take a very pro-developer side of things. Now, without wanting to peeve too many of our developer clients – we have helped, after all, over 550 new residential developments [...]
I awaken with a grateful heart to have the gift of »
via flickr.com
House of horrors? »
According to The Economist, Australian house prices are more overvalued than the US housing market at its peak. According to the economic journal, there are two ways to track valuations: price-to-rent ratio and price-to-earnings ratio. Just as a share price reflects a company’s future profits, house prices should reflect expected [...]
The RBA’s Plan to Make You Happy »
“To return to the first of my two charts, the current divergent trends between income and consumption spending are no more sustainable than the previous trends ultimately were. At some point, the two lines are likely to stop moving apart.” – Glenn Stevens, Governor, Reserve Bank of AustraliaIs this the Reserve Bank of Australia (RBA) [...]
Gold’s Hidden Clue »
Gold’s Hidden Clue on the State of the Market “Gold has got a negative correlation to bonds, it has got almost no correlation to equities…” – Ronald Stoeferle, Erste Group Bank, AG Mr. Stoeferle is betting on gold to hit USD$2,300 per troy ounce. We agree. Keep buying gold. Today it’s USD$1,526 and AUD$1,428 per [...]
Why Use A Financial Planner »
Financial planning involves making the best use of resources to ensure income, financial growth and security. It may involve risk management and insurance, investment, taxation, retirement and estate planning issues. A financial adviser can help you make money and maintain or improve your lifestyle with a sound financial plan. This will [...]
Leave The Country Now Gen X & Y »
This is the headline on Bernards column over at the Herald. Read it here Usually I would just roll my eyes, chuckle at the obvious jealousy that surrounds Bernards comments and carry on with my day. Today however the message has been continually thrust upon me via that wonderful medium twitter (you can follow me here if you like tpr2 ) in [...]
What Is Financial Planning »
Financial Planning is a process, it is a confusing and often daunting process for many people however it is a process that we deal with every day and we work hard to ensure our clients are kept informed every step of the way We have quality procedures in place to ensure we fully understand your current financial situation, goals and [...]
