‘retirement’ Archives
Diversification hard to come by »
by Gabriel Lacroix | Thursday, 24 September 2009 With growth asset classes highly correlated, and returns on cash and bonds creating a portfolio drag, diversification opportunities are scarce but possible, according to investment strategist, Norman Stacey. Mixed and lagging economic data, worries of relapse and dithering cash rich investors [...]
8 key lessons from the GFC »
by Gabriel Lacroix | Thursday, 17 September 2009 A year after US investment bank Lehman Brothers failed and set off the rollercoaster ride that became the Global Financial Crisis, the world has pulled back from the brink - but there are at least eight lessons investors must learn from it, according to AMP Capital Investors' Head of Investment [...]
Did You Know »
Japan is now the most indebted major economy with a public debt equivalent to 170% of GDP. Based on the huge amount of baby boomers they have this will only get worse. Another interesting fact is that by 2050 it is predicted that unless population trends change they will have 1 working person for every retired person. NZ is heading in the [...]
Something Different »
You know it suddenly dawned on me that people often have no idea what I do or my company does for people. Over the years we have jokingly called ourselves the millionaire makers because so many of our clients require over $1,000,000 in retirement to be able to provide them with what they want in retirement. I know lots of you will shudder and [...]
Do You Know What Your Advisor Does »
I read the following article this morning and while it supports what I have always said, Strategic Asset Allocation provides more return over the long run than Tactical Asset Allocation it dawned upon me that for many clients they probably don't even know the difference between the two. One of the things we make very clear in our business is [...]
Financial Advisors Deserted »
By Vishal Teckchandani Fri 26 Jun 2009 More than 25 per cent of wealthy clients in 2008 withdrew their assets from their wealth management firm and deserted their financial adviser, new research shows. More than one in four high net worth (HNW) clients in 2008 withdrew their assets from their wealth management firm and deserted their [...]
Casting no stones »
This article came across my desk earlier this week and I thought it was particularly interesting. The discussion is a good one and highlights the very uncertain nature of the financial planning process. I hope you enjoy it as much as I did. Professional Investment Services (powered by Financial Gain) can help you make sense of what when and how [...]
Back In Auckland »
So a week away in Australia surfing and enjoying the warmth has me fired up to get ready for the next trip over there in about a month. I saw Michael Hill receive great honors at the world entrepreneur awards and it was interesting listening to him talk about what he would like to do next. Our share market was off to a flying start this morning [...]
It’s Happening Already »
I have been saying this for many years now and it is the main reason why the companies Financial Gain Australia and then Financial Gain NZ were started. Eventually and I believe this is just a matter of time, the eligibility criteria to receive government assistance in retirement will exclude just about everybody. This article in stuff is [...]
