‘My Opinion’ Archives
Top Value Investor’s Latest Stock Tip »
Everyone loves a stooge. Right now, it’s Australians who shop online. If you believe the media hype, online shopping will bring the retail industry to its knees. Of course, the recent survey from Macquarie Equities doesn’t help. It found one in five Australians does most of their shopping online. The mainstream media jumped all [...]
New Homes Old Home Loans »
Over the years things have changed, technology has given us amazing gadgets to fill our homes with and advances in building materials, building techniques and therefor the types of homes we build. Home Loans on the other hand seem to have stayed in the dark ages. Banks know that the cost of homes has skyrocketed over the last 50 years yet they [...]
Scary Numbers »
One of the interesting things about the financial planning process is that most people are not aware of the amounts of money that are involved in terms of mortgage repayments, tax to be paid and the amount of income producing assets required to generate an income. To give you an idea, today 23/9/2010 you can get 6.2% per annum in a 5 yr term [...]
Case Studies »
I thought I would start posting some real life case studies here from plans I am creating. Obviously all no information will be provided that could identify a client. I will provide interesting facts which may cause folks to stop and think, things like the calculation of how much tax the client would pay between now and when they retire if [...]
New Price On Financial Strategies »
I know this seems to be a strange time to be increasing the price on my Financial Strategies however wait a moment or two to find out why. Currently when you visit a Financial Planner you will pay to have a Financial Plan written (If you don't then you have to ask how is he getting paid and the answer will be in commission from the product he [...]
The History of Money »
I thought you might like a bit of a read through some excerpts from the book; A History of Money by Glyn Davies. The book runs from 9000BC to the present day discussing the story of the History of Money. This little excerpt starts in 1934 with the "US Silver Purchase Act". The Act obliges the government to buy large quantities of silver. [...]
The Day After »
It's the day after the budget and already the doom and gloom merchants are talking about the great property crash due to depreciation being removed from property investment. Obviously this is a great topic to focus on because there is a whole lot of misunderstanding, myths and untruths about the property investment market and it is easy to [...]
Insanity »
Controversial commissions paid by financial institutions to investment advisers for promoting their products will be abolished voluntarily before the government regulates them, an industry body says. Investment Savings and Insurance Association chief executive Vance Arkinstall said under a new regime investment houses, banks and [...]
Rents Will Rise »
Many people are asking what will happen if the proposed tax reforms are introduced and investment property does not get as many tax benefits as before. My simple, quick and dirty answer has always been. Rents Will Rise. The following information pulled from From the Housing NZ (Auditor General)website will provide you with a bit more of an [...]
Christmas Gift Idea »
With Christmas just around the corner I thought what better time to get in some new information about finance and money and at the same time get some brownie points for buying a great gift for family members. Books make great presents and what a great way to spend some of those Christmas hours reading a new book. Live Well, Spend Less is a [...]
