Professional Investment Services

No matter which way you look at it, if you want to increase your wealth, you have to increase your cash flow.

But how do you do that when you have a job, a family and all sorts of other stuff going on in your life?

I know it’s tough, but whichever way you look at it, you have to increase your cash flow.

But you already knew that, didn’t you?

For most folks, their primary source of cash flow is of course their job. And here’s typically what happens…

Over time, you increase your cash flow, but you also increase your expenditure… And usually, it’s with items such as a bigger house for the family, a nicer car,  an overseas holiday or two and a stack load of Noel Leeming goods (I see all of this in my Financial Services businesses).

Not only that but most of those acquisitions are non tax deductible debt for most folks… Ouch!

Unless of course you get educated on how to creatively (and
legally) make it tax deductible…

I’ll leave that for another time but its no wonder so few of us are self funded in retirement and so many have to turn to the government for assistance.

So here’s the problem.

You can go from $50,000 a year to $100,000 a year and the reality is that you’re not creating any wealth… Even though your cash flow has increased by 100%.

What you’ve effectively done, is tragically locked yourself into your current form of income, which of course for most people is their job.

The problem that you’ve created is you’ve made it impossible to leave your job, because leaving your job now represents dramatically changing your lifestyle. Sound familiar?

Here’s what I’ve found after years of owning businesses in Australia and New Zealand. You can’t go back!

You’re on the lifestyle treadmill, you’re addicted to those holidays, that car and the huge home.

What I mean by that is, once you’ve tasted a bigger house, better car, you’ll never compromise with a backward step…
You’ve locked yourself in to your job for a very long time.

Now, if you like your job, that’s cool. But if you don’t, it’s tragic. From what I have heard most people don’t like their jobs.

Bosses love it when you buy a bigger house (I know I do when my staff take out that big mortgage), the buggers know that they’ve got you exactly where they want you. You’ve got to turn this situation on its head and put the balance of power back in your court.

The solution?

Build yourself a second income whilst you’re still at work. I have been exploring options for this for years and offering solutions to my clients that allow them to create alternative streams of income away from their job.

Imagine if you could earn exactly what you’re earning right now via a totally different source, and you could do it within the next 12 months.

Who would have the balance of power then? You, of course.

In this instance I’m not talking about property or shares, you know that I am a big believer in both of those methods of wealth creation, after all I still own a Financial Services businesses in Australia and New Zealand.

How ever to replace your income using both of them takes time and application, as well as what most people don’t have… and that is a chunk of money sitting around to get started.

So here’s what I am talking about…

The perfect replace-your-income without having to leave your job strategy.

…The Internet.

Most baby boomers have totally missed this little gold-mine.
Simply because they’re just not computer-literate. I’ll let you in on a little secret… Neither am I.

The great thing is, you don’t really have to be an absolute genius at computer-stuff. You’re not going to believe this right now, but once you start to research it you’ll know this is true… Being computer savvy is actually more of a disadvantage than an advantage. (My brother in law is probably one of the worlds most talented software programmers but that has not helped him replace his job)

Sounds too good to be true – I know. After all, I often get asked if anybody is really making a cent on the internet selling things other than sex, Viagra or ‘how to get rich on the internet’ type information.

But just take a look at these undeniable statistics and you’ll see the internet is not some ‘blip’ on the radar screen or some ‘fad’ that’s going to fizzle out:

FACT: There are 1,668,870,408 (1.6 billion) internet users in the world as of today according to data published by Internet World Stats (that’s a heck of a lot of people to sell to)

FACT: Over 75% of online consumers do not care whether an online store is run by a large or small company. Source:
TNS, 2004 (good news for all of us)

FACT: $1.6 trillion was made via e-commerce in 2003; $7.1 trillion is expected in 2007. – Source: IDC, 2004 (I couldn’t get recent stats but wouldn’t you like a small share of that?)

FACT: Nearly 100 million adults made purchases after doing online research last year, coming close to the number of adults who purchased through catalogs, direct mail ads and telemarketing calls combined

FACT: Small businesses who use the Internet have grown 46% faster than those that do not. (American City Business
Journals)

FACT: More than 724,000 people say that eBay is their primary or secondary source of income. Another 1.5 million individuals say they supplement their income by selling on eBay, according to the July 2005 survey. Survey conducted for eBay by ACNielsen International Research.

FACT: According to Package Facts, rich consumers are more likely to shop online. Overall, 34 percent of respondents said they made an online purchase over the last year while 50 percent of mass affluent respondents and 57 percent of the highly affluent used e-commerce. (wouldn’t you rather be selling to people who have money?)

Well, that certainly confirms what we already knew and that is that there’s no doubt that the World Wide Web is huge.

According to the World Fact Book, 223 million (2008) Americans, roughly 66% of the population now has web access. In Australia, if you’re wondering there’s over 11.2 million (2007) and growing faster than any other segment.

Throw in the rest of the English-speaking world and millions more who are fluent in our language and it’s a pretty good bet that well over 300 million consumers and business people are out there.

300 Million Not Enough For You? OK…

Translate your message and websites into Spanish and you’ll pick up about 100 million more prospects in the US, Mexico, Central America, South Africa and of course, Spain.

Add French, German, Russian and Portuguese sales messages and you can talk to 116 million future customers.

And if you can figure out a way to make your sales message readable to web nerds in China and India, you’ll pick up another 136 million prospective customers.

That’s about 650 million people world-wide, and still the web is just getting warmed up.

Here’s an interesting fact. In 2006, about 136 million new folks joined the internet community for the first time.
That’s 248 NEW web users every minute… more than 15,000 per hour and more than 372,000 per day, 365 days a year.

At that rate, the number of people on the Internet will DOUBLE again, to about 3.2 billion users in the next 4 years.

The wild-card is India and China. When they get going, and they will eventually, the number of users will probably double again.

So what? I hear you ask…

My friend, listen up. Today the average wage in New Zealand is about $48,000…

A close friend of mine has a website that produces a $49,000 per annum income that sells an eBook on a subject he knows nothing about. He literally spends 2 hours per month monitoring it. That’s mainly to look at his sales figures anyway. That friend also has a website that he told me he has not touched in 2 years but it still pays him over $12,000 US dollars per annum. Thats a nice bit of change and when I compare it to the real estate purchases I have made over the last 20 years and the share portfolio I have, I have to say I am very impressed with what James has done (he actually has a dozen sites bringing in similar numbers to the above 2 because he said he doesn’t want any more than that, he prefers spending time with his wife and daughter)

So I’ll let you in on a little secret…

My final point is this… It’s just too good of an opportunity to simply pass it off.

Don’t just sit around with your head in the sand and tell me why you can’t do this. Get educated first, get as much information as you possibly can and jump on board as I and others have on the greatest replace-your-income-trend that I’ve ever seen.

I am happy to meet and chat further about opportunities I have been nurturing right here in New Zealand.

Flick me a message if you are interested.